FAQs
Questions, answered straight.
The things buyers ask us most. Don't see yours? Ask the AI Advisor, or send us a note.
Modular homes are built to state and local building codes (the IRC — the same codes as site-built homes) on a permanent foundation, so they're real estate, financed and appraised like any other home. Manufactured homes are built to the federal HUD Code, which is uniform nationwide, and can be placed on temporary or permanent foundations depending on zoning and the lender. Both are factory-built for quality and speed — the difference is the code they're built to and how they can be financed and placed.
Factory construction is typically a matter of weeks; the full timeline depends on site prep, permits, and your state. We commit to dates at order time and keep you posted — no vague 'soon.'
Yes. Layouts, bedrooms, baths, kitchens, and finishes are tailored to your land and life. You'll see your options up front, not a surprise bill later.
Yes — tell us the model, your land, and the options you're considering, and we'll put together a quote with real specs and a clear timeline.
You bring the land; we handle the coordination — foundation, utilities, permits, and delivery. Our vetted partner network covers site work in every state we serve.
Yes — modular homes on permanent foundations finance like site-built homes. See our financing page for an overview, or send us your details and we'll help you get started.
Arizona, Colorado, Nebraska, Nevada, and Utah today, with more markets on the way. Each area has its own page with available homes.
We're broker-friendly and work with developers on multi-unit and land deals. See our For Realtors and Developers pages.
Manufactured homes are often financed as 'home only' with chattel loans unless they're permanently affixed and titled as real property. In Colorado, a manufactured home starts as personal property with a vehicle title. To finance it like real estate (FHA, VA, Conventional), it must be “purged”: the vehicle title is surrendered to the DMV and a Certificate of Permanent Location is recorded, converting it to real property on the land. Modular homes, built to the IRC code on a permanent foundation, finance like site-built homes from the start.
Verify the property's zoning allows manufactured or modular homes as a permitted use, check setbacks and any special-use permits, confirm utilities (electric, water, sewer or septic, gas, internet) and site access for delivery and a crane, and review HOA or subdivision covenants that may restrict home style or finishes. Our Realtor Site Evaluation Checklist walks through every step.
Yes — we work with realtors and provide a site evaluation checklist that covers zoning, setbacks, utilities, site access, and HOA or covenants before your client buys land. See the For Realtors page to download it and partner with us.
Yes. Local zoning governs where manufactured (HUD) homes can be placed and may restrict them in certain areas. Modular (IRC) homes are generally treated as site-built for zoning and land-use purposes, so they're accepted in more locations. We'll help you confirm what's allowed on a specific lot.
Both matter. If a manufactured home was built before June 15, 1976, it's a pre-HUD “mobile home,” and most traditional lenders won't finance it — which sharply limits the buyer pool, so always check the build date. Width matters too: many conventional and government lenders require at least a double-wide (multi-section) for a 30-year mortgage. Single-wides are much harder to finance through traditional real-estate loans, even when permanently attached to the land.
A few to know. Colorado's 2026 SB25-002 sets a statewide standard that preempts local building codes for factory-built homes, replacing the county-by-county patchwork and streamlining approvals through the Colorado Division of Housing. In wildland-urban interface (WUI) areas — foothills and mountains — the home must meet Class A fire-rated assemblies (ignition-resistant venting, siding, and roofing). And mountain counties can demand serious structural engineering: Summit County, for example, requires roofs built for 100 psf snow load plus high wind exposure. If the factory didn't build to those exact ratings, local inspectors will deny the Certificate of Occupancy.